By: Paul
Hello, I recently discovered your website and find it immensely useful. These articles about credit card rewards are particularly interesting. However I do have a question, and please forgive my...
View ArticleBy: Squeezer @Personal Finance Success
I doubt you will get approved for 3 Citi cards. They limit to 2 apps every 60 days.
View ArticleBy: Madison
Maggie, After the sign up bonus, the ink bold card has 5 points per dollar at office supply stores, cell phones, landline, internet, and cable. Then 2 points per dollar on gas and hotels. 1 point per...
View ArticleBy: Madison
Hi Squeezer, I figured the 3rd Citi card would be a stretch. However, since I’ve never tested it and always just applied for 2 at a time, I thought I’d give it a try… maybe I’ll hold off on the 3rd app...
View ArticleBy: Madison
Right, of course that’s what you meant! You can redeem for travel (miles or their own travel redemption option), gift cards (some have discounts, so watch for that, if you go that route) and the cash...
View ArticleBy: Madison
Hi Mary Ann, As long as the applications are spread over multiple issuers, there isn’t usually a problem with applying for them all in one day. Many of the card issuers have a limit of 2 at a time (see...
View ArticleBy: Madison
Hi Paul, Welcome to the site! Glad you find it useful. As far as my adventures with credit cards, yes, I open the account to get the bonus. However, I don’t usually close the account (unless it has an...
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By: Paul
Hey Madison, Thanks for the information! As I alluded to I’ve only ever had two credit cards. There’s also only been one time in 20 years that I didn’t pay my balance on either of them at the end of...
View ArticleBy: Martha
Thanks for the added comments on organizing all of this. When you first started out did you start with such a long list or did you start smaller?
View ArticleBy: barry
Madison i have done what you did but on a much more limited basis I currently use the Amex preferred in supermarkets and got the bonus cash 3 months ago. I am working on a Discover card program...
View ArticleBy: Cheryl
could you clarify something for me. doesn’t applying to multiple credit cards affect your credit rating?? so in this article you are suggesting to apply for all of the credit cards to gain income from...
View ArticleBy: Madison
Hi Cheryl, Applications do impact your credit. However, since I’m not planning to apply for a new mortgage in the near future, I have very little use for maintaining a credit report with zero...
View ArticleBy: Madison
Hi Martha, I looked back through all my notes from years ago. At some point, I started keeping all my notes in one file for future reference. The earliest application spree I could find in that file...
View ArticleBy: Madison
Hi Barry, Here’s some of the tips I use to hit all the spending levels: How to Collect Multiple Credit Card Sign Up Bonuses. I don’t purchase anything we don’t need. If I have to spend more, I buy...
View ArticleBy: Amanda L Grossman
I recently went on a small credit card application spree myself. I applied for Chase Southwest card for two free flights (up to $800 in airfare) to kick in for the holidays, as well as an AMEX offer...
View ArticleBy: Mindy
on the starwood american express card how do you convert the points to amazon money? I only see the ability to use the points for hotel and travel.
View ArticleBy: Madison
Maggie, After the sign up bonus, the ink bold card has 5 points per dollar at office supply stores, cell phones, landline, internet, and cable. Then 2 points per dollar on gas and hotels. 1 point per...
View ArticleBy: Madison
Hi Squeezer, I figured the 3rd Citi card would be a stretch. However, since I’ve never tested it and always just applied for 2 at a time, I thought I’d give it a try… maybe I’ll hold off on the 3rd app...
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